10 Reasons To Use Your Credit Cards

Credit card

8. You can get purchase protection.

Buying with a credit card means there’s a potential for purchase protection. Your credit card company will handle disputes for you, so if a store won’t take back a defective product, there’s a good chance your credit card company will either fight for you, or reimburse you. There’s also a built-in protection against card theft—most credit card companies will call you when they see suspicious activity. Some even block the card so the purchase won’t go through without your authorization, or reimburse you for purchases that went through with a stolen card.