9. You get low-cost loans.
You don’t have enough cash for groceries and bills this week, but you need them both. Use your credit card! Credit cards are like low-cost loans, because you can buy something now that you don’t have cash for, and pay it back at the end of the month when your credit card bill is due. Just make sure you know your budget and don’t go overboard by buying things you’re unable to pay back.
