10. You have a buffer for emergencies.
Just like using your credit card as a loan system, it’s great as a buffer for emergencies. Things will happen that demand your financial attention, like your heater going out in winter, or your fridge breaking down. Can you afford to buy either of those major appliances in cash? What about hospital bills you didn’t expect? Most people don’t have that kind of cash on hand, but again, with a credit card, you can take out a type of loan. Buy what you need and start to pay it off over time on your credit card.
